If you are just starting out or you have saved N100,000 in a bank account and you need to invest this money into something, here is my advice on how you can go about it. This is not a professional advice and you can either take it or sieve it..

1. Invest in yourself.

This looks so simple and common sense but most people don’t do it.

The most important investment you can ever make is the investment in yourself.

This is the only investment that can truly guarantee you 1000% returns.

Why’s that?

The better you become, the more money you can make.

Every other can be stolen from you but the investment in self cannot be taken away.

Most people don’t know that more money follows competence, courage and consistency. The better you become, the more money you can make.

2. Learn a high income skill

There is a difference between a high income job (like shell), a high income profession (like Medicine) and a high income skill (like copywriting)

The first two requires longer time, training and resources. The last one can be learnt in months and the rewards are equal.

Believe it or not, there are programmers (high income skill) who earn a lot more than lawyers (high income profession)

My advice number is, learn a high income skill that can help you fetch more money.

Invest in courses and trainings.

3. Create daily streams of income.

Daily streams of income are businesses that bring in cash on a daily basis. Even if it is 1k a day, it is better than nothing or waiting at the end of the month.

The most common daily streams of income are selling digital products in the form of eBooks, courses and videos or training people online.

I have 3 daily streams of income. I sell digital products, I do digital trainings and I set up upwork accounts.

Invest in creating a digital product or reselling one that works.

For example, I paid N30,000 to learn how to approve upwork accounts and in 3 months I made more than N300,000 from that one stream alone.

4. Start a supplementary business

Supplementary businesses are businesses you start by leveraging an already existing business or traffic.

For example and this is very basic, if someone is selling akara, partner with them so that they can sell bread on your behalf. That’s just the idea.

Look for where the traffic is and leverage on it.

It is a model I’ve used over and over to reap passive streams of income.

5. Invest with Piggyvest

I don’t work for piggyvest. I just love the app and I am a loyal user.  Piggyvest gives 13% returns if you lock your money with them for 1 year.

The interest is given upfront and you can withdraw the interest ASAP.  I have some funds locked with them as we speak.

Also, the app is great for autosaving your salary or income. Let me stop here, you want to learn more about piggyvest, google them or  use this link ( )to create an account, you will get N500 extra when you use the link.

Until I write you again, I remain your Chief Value Officer (CVO)

Akpe Emmanuel.

The Prince of Copywriting!

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